Gary:
I'm very sorry to hear of your loss. My prayers will be with you and your family. You've got wood, AND you are NOT broke! You have priceless memories of the good woman that gave you birth. No amount of money can buy those! I know,first hand, that losing your mother is perhaps one of the hardest things in life. God WILL grant you the strength to you get through this... If I can help in any way, I am a PM away.
Deepest regrets..